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Will AI replace financial specialists?

16 jobs scored. On average 19% of the task time in these jobs still needs a person, and the family averages 64 out of 100 on Still needs a human, where higher is safer.

64
Average Still needs a human score, 0 to 100 ↑ safer. Will AI replace them? A little.
16
Jobs scored in this family
19%
Average share of that still needs a person
3.2M
US workers in these jobs

How the work could shift in Financial Specialists

The share of US workers in these jobs whose job would sit in each band, from today to 2060.

Today
0%
of US workers in this family are in jobs that mostly need a person (our top band, Nah.)
0% are in jobs AI could largely do (Largely.)
By 2045
0%
of US workers in this family would still be in jobs that mostly need a person (our top band, Nah.)
99% would be in jobs AI could largely do (Largely.)
By 2060
0%
of US workers in this family would still be in jobs that mostly need a person (our top band, Nah.)
100% would be in jobs AI could largely do (Largely.)

Each job's score moves towards the bottom band (Largely: AI could largely do the job) by the year it could be largely automated, slowly at first and faster later, as adoption usually goes. Each job is run as ten scenarios across its replacement range, so every figure mixes early and late outcomes. The model stops at 2060. How the timeline works

Share of US workers in this family in each verdict band, today to 20600%25%50%75%100%2026: 89.0% of US workers in this family in jobs where AI could do a little of the work (A little.)89%2026: 11.0% of US workers in this family in jobs AI could partly do (Partly.)11%Today2030: 13.4% of US workers in this family in jobs where AI could do a little of the work (A little.)13%2030: 86.3% of US workers in this family in jobs AI could partly do (Partly.)86%2030: 0.2% of US workers in this family in jobs AI could mostly do (Mostly.)20302035: 22.3% of US workers in this family in jobs AI could partly do (Partly.)22%2035: 43.1% of US workers in this family in jobs AI could mostly do (Mostly.)43%2035: 34.6% of US workers in this family in jobs AI could largely do (Largely.)35%20352040: 0.2% of US workers in this family in jobs AI could partly do (Partly.)2040: 26.1% of US workers in this family in jobs AI could mostly do (Mostly.)26%2040: 73.7% of US workers in this family in jobs AI could largely do (Largely.)74%20402045: 0.6% of US workers in this family in jobs AI could mostly do (Mostly.)2045: 99.4% of US workers in this family in jobs AI could largely do (Largely.)99%20452050: 100.0% of US workers in this family in jobs AI could largely do (Largely.)100%20502055: 100.0% of US workers in this family in jobs AI could largely do (Largely.)100%20552060: 100.0% of US workers in this family in jobs AI could largely do (Largely.)100%2060
Will AI replace the job?Largely.Mostly.Partly.A little.Nah.
Share of US workers in this family whose job would sit in each band, year by year. Updated with every release.
Show the data
YearLargelyMostlyPartlyA littleNah
Today (2026)0.0%0.0%11.0%89.0%0.0%
20300.0%0.2%86.3%13.4%0.0%
203534.6%43.1%22.3%0.0%0.0%
204073.7%26.1%0.2%0.0%0.0%
204599.4%0.6%0.0%0.0%0.0%
2050100.0%0.0%0.0%0.0%0.0%
2055100.0%0.0%0.0%0.0%0.0%
2060100.0%0.0%0.0%0.0%0.0%

Every job in Financial Specialists, ranked

How to read a row: the number is the Still needs a human score, out of 100, higher is safer; “AI replace?” is our answer to “Will AI replace this job?”; the bar is the task split: white AI does it, grey AI helps, amber needs a human.

Tax PreparersBusiness and Financial Operations · 13-2082
58↑ saferAI replace? Partly.
AI does 32%AI helps 68%Needs a human 0%
20382035–2044
76k
$54,920
Personal Financial AdvisorsBusiness and Financial Operations · 13-2052
59↑ saferAI replace? Partly.
AI does 35%AI helps 41%Needs a human 24%
20372035–2044
267k
$105,070
Financial Quantitative AnalystsBusiness and Financial Operations · 13-2099.01
60↑ saferAI replace? A little.
AI does 22%AI helps 68%Needs a human 10%
20372035–2044
132k
$81,100
Credit CounselorsBusiness and Financial Operations · 13-2071
60↑ saferAI replace? A little.
AI does 16%AI helps 81%Needs a human 3%
20382035–2045
28k
$52,230
Financial Risk SpecialistsBusiness and Financial Operations · 13-2054
61↑ saferAI replace? A little.
AI does 17%AI helps 80%Needs a human 3%
20382035–2045
64k
$117,330
Insurance UnderwritersBusiness and Financial Operations · 13-2053
63↑ saferAI replace? A little.
AI does 0%AI helps 91%Needs a human 9%
20392035–2046
105k
$81,370
Financial and Investment AnalystsBusiness and Financial Operations · 13-2051
63↑ saferAI replace? A little.
AI does 31%AI helps 35%Needs a human 34%
20372035–2045
362k
$102,740
Loan OfficersBusiness and Financial Operations · 13-2072
63↑ saferAI replace? A little.
AI does 11%AI helps 75%Needs a human 14%
20392035–2046
274k
$76,690
Credit AnalystsBusiness and Financial Operations · 13-2041
64↑ saferAI replace? A little.
AI does 0%AI helps 95%Needs a human 5%
20392035–2047
64k
$83,510
Appraisers and Assessors of Real EstateBusiness and Financial Operations · 13-2023
65↑ saferAI replace? A little.
AI does 14%AI helps 61%Needs a human 25%
20392035–2048
57k
$67,960
Budget AnalystsBusiness and Financial Operations · 13-2031
65↑ saferAI replace? A little.
AI does 0%AI helps 81%Needs a human 19%
20392035–2048
47k
$91,640
Accountants and AuditorsBusiness and Financial Operations · 13-2011
66↑ saferAI replace? A little.
AI does 10%AI helps 67%Needs a human 23%
20392035–2047
1.4M
$83,680
Fraud Examiners, Investigators and AnalystsBusiness and Financial Operations · 13-2099.04
67↑ saferAI replace? A little.
AI does 5%AI helps 66%Needs a human 29%
20392035–2048
132k
$81,100
Tax Examiners and Collectors, and Revenue AgentsBusiness and Financial Operations · 13-2081
67↑ saferAI replace? A little.
AI does 14%AI helps 60%Needs a human 26%
20392035–2048
57k
$62,370
Appraisers of Personal and Business PropertyBusiness and Financial Operations · 13-2022
68↑ saferAI replace? A little.
AI does 0%AI helps 67%Needs a human 33%
20402036–2052
57k
$67,960
Financial ExaminersBusiness and Financial Operations · 13-2061
73↑ saferAI replace? A little.
AI does 5%AI helps 44%Needs a human 51%
20402036–2050
68k
$94,160